[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.schotz.cz\/kdo-pomuze-pujckou\/#Article","mainEntityOfPage":"https:\/\/www.schotz.cz\/kdo-pomuze-pujckou\/","headline":"Kdo pom\u016f\u017ee p\u016fj\u010dkou?","name":"Kdo pom\u016f\u017ee p\u016fj\u010dkou?","description":"\u010clov\u011bk se dostane do finan\u010dn\u00edch probl\u00e9m\u016f nejednou n\u00e1ramn\u011b snadno. Sta\u010d\u00ed i jenom trocha sm\u016fly nebo n\u011bjak\u00e9 to...","datePublished":"2021-04-17","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.schotz.cz\/author\/#Person","name":"","url":"https:\/\/www.schotz.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"schotz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.schotz.cz\/wp-content\/uploads\/sto%20dolar%C5%AF_8.jpg","url":"https:\/\/www.schotz.cz\/wp-content\/uploads\/sto%20dolar%C5%AF_8.jpg","height":0,"width":0},"url":"https:\/\/www.schotz.cz\/kdo-pomuze-pujckou\/","about":["Www"],"wordCount":444,"articleBody":"   \u010clov\u011bk se dostane do finan\u010dn\u00edch probl\u00e9m\u016f nejednou n\u00e1ramn\u011b snadno. Sta\u010d\u00ed i jenom trocha sm\u016fly nebo n\u011bjak\u00e9 to pochyben\u00ed a r\u00e1zem je starost\u00ed s finan\u010dn\u00ed situac\u00ed t\u0159eba a\u017e nad hlavu. A je nasnad\u011b, \u017ee ten, na koho finan\u010dn\u00ed nouze dolehne, nevede ani trochu spokojen\u00fd \u017eivot. Bez pen\u011bz p\u0159ece nen\u00ed k sehn\u00e1n\u00ed mnoh\u00e9 z toho, co lid\u00e9 k \u017eivotu pot\u0159ebuj\u00ed, a kdy\u017e si tak n\u011bkdo nem\u016f\u017ee po\u0159\u00eddit ani naprost\u00e9 nezbytnosti, nem\u016f\u017ee m\u00edt d\u016fvod k optimismu.A co si po\u010d\u00edt, kdy\u017e u\u017e \u010dlov\u011bk takov\u00e9 finan\u010dn\u00ed t\u011b\u017ekosti m\u00e1? Jak je p\u0159e\u017e\u00edt bez zbyte\u010dn\u00e9ho utrpen\u00ed, jak se do\u010dkat \u0161\u0165astn\u011bj\u0161\u00edch z\u00edt\u0159k\u016f? Nejednou je to sice mo\u017en\u00e9 zvl\u00e1dnout, to ale zpravidla jenom za cenu razantn\u00edch \u0161krt\u016f ve sv\u00e9m rozpo\u010dtu nebo p\u016fj\u010dky.Ano, p\u016fj\u010dka je nejednou t\u00edm posledn\u00edm, k \u010demu se lid\u00e9 uchyluj\u00ed ve snaze n\u011bjak vy\u017e\u00edt. Proto\u017ee formou p\u016fj\u010dky lze z\u00edskat n\u011bjak\u00e9 ty pen\u00edze, je\u017e umo\u017e\u0148uj\u00ed p\u0159e\u010dkat zl\u00e9 \u010dasy a do\u017e\u00edt se dob, kdy zase bude l\u00e9pe.Jen\u017ee p\u016fj\u010dky se neposkytuj\u00ed automaticky ka\u017ed\u00e9mu, kdo si o n\u011b \u0159ekne. Ne\u017e se n\u011bkdo p\u016fj\u010dky do\u010dk\u00e1, mus\u00ed p\u0159esv\u011bd\u010dit j\u00edm zvolenou finan\u010dn\u00ed instituci o tom, \u017ee bude schopen a ochoten vr\u00e1tit v\u0161e, co m\u00e1. A pokud m\u00e1 \u010dlov\u011bk jenom n\u00edzk\u00e9 p\u0159\u00edjmy a navrch t\u0159eba z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, exekuce nebo jin\u00e9 t\u011b\u017ekosti, p\u0159esv\u011bd\u010duje se mu o spolehlivosti p\u0159i spl\u00e1cen\u00ed jen velice t\u011b\u017eko. A nejednou tak n\u011bkdo takov\u00fd neusp\u011bje a odch\u00e1z\u00ed z banky s pr\u00e1zdnou.A kam se vrtnout potom? V takov\u00fdch chv\u00edl\u00edch obvykle pom\u016f\u017ee u\u017e jedin\u011b hypot\u00e9ka na pozemek od nebankovn\u00ed spole\u010dnosti. U t\u00e9 toti\u017e lze nejeden nedostatek \u017eadatele tolerovat, nad lec\u010d\u00edm se tu d\u00e1 p\u0159imhou\u0159it oko, a tud\u00ed\u017e tu usp\u011bj\u00ed i ti, jim\u017e by v \u017e\u00e1dn\u00e9 bance nevyhov\u011bli. A pro\u010d je tomu tak? D\u00edky z\u00e1stav\u011b nemovitosti, je\u017e tu slou\u017e\u00ed jako z\u00e1ruka \u0159\u00e1dn\u00e9ho spl\u00e1cen\u00ed. D\u00edky n\u00ed je poskytovatel p\u016fj\u010dky ubezpe\u010den, \u017ee se se sv\u00fdmi pen\u011bzi shled\u00e1, a proto si tu m\u016f\u017ee leckdo p\u016fj\u010dit klidn\u011b i spoustu pen\u011bz na hodn\u011b dlouhou dobu spl\u00e1cen\u00ed. A to je prost\u011b n\u011bco, co vytrhne leckomu trn z paty.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (15 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo pom\u016f\u017ee p\u016fj\u010dkou?","item":"https:\/\/www.schotz.cz\/kdo-pomuze-pujckou\/#breadcrumbitem"}]}]